How to generate a privacy policy

Hello fellow devs, long time no see.

So, I have my first mobile app done and working on getting it onto Google Play. First block is that I need a privacy policy stored on a website. Has any of you that commercially released a game made one from scratch or do I need to find a generator online for it. I've found a couple online but some wanted me to pay for extra information.

Would I also be able to store it in Google cloud, since Google Play insists I have a valid URL for one?

Thanks!

For my games on google play I've been able to select a little checkbox under the privacy policy box that says "Not submitting a privacy policy URL at this time"

Is that an option?

For my windows games I just have a txt file on OneDrive (formerly Skydrive) with Public\View permissions on the generated link. My Policy says "I don't collect your data and I don't want it."

I recommend, checking out http://www.generateprivacypolicy.com it's free to use. I've been using them for awhile now.