Built a simple file chooser and sprite using XDK with just the android version and cordova camera plugin - Load image from FileChooser.FileURLAt(0)
Permissions show as "modify or delete the contents of your SD card read the contents of your SD card"
When you click the file chooser, the recent files list appears (the one that has links to galley, videos, etc) which seems correct
However, when you click an image, nothing happens. Added a text box to show location of the file which reads something like blob:file%3A///0af12f87.... etc
Android 5.0.2